BOARD OF DIRECTOR
DEPOSIT INTEREST RATE
Miss Call Service
Housing Loan upto Rs.70/lacs is available for construction/purchase of old/new flat, bungalow,raw house and also for carryout addition/alteration in the existing residential house.
Copy of Last Three years income tax return / Pay slip of last 3 months.
If Applicant is businessman in that case last three years copies of balance sheet, income tax return of the proprietor/partner,statement of capital account.
If property is to be purchased under housing scheme,the copies of documents,such as share certificate,allotment-letter,saledeed,revenue records of 7/12.
Copy of authorised building plan.
Copy of receipt of advanced payment-made/copy of agreement to sale
Copy of title clearance certificate given by the advocate/ solicitor.
Consent letter from the society about noting of charge of the bank.
Three copies of Photograph
Copy of PAN Card
Address proof electric bill /telephone bill (any one)
Photo proof Pan card / Voter card / Driving license (Any one)
Last tax bill
Last income tax return copy
Address proof ??electric bill /telephone bill (any one) As per KYC norms
Photo proof Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms
Original documents of property to be submitted to the bank. Registered mortgage of property to be done in favour of bank.Bank charge will be noted in society book.
Valuation of the property will be required for old property. Bank will give loan of 60% of valuation amount.(for old property)and new property bank will give loan of 80%.
Bank will give loan if property is having N.A.N.O.C and BU permission.
Applicant will have to take insurance of the building in favour of bank.
Loan amount with interest will be repaid within 120 equal monthly instalments.
Applicant has to submit original share certificate of the Society/Association, Municipal Tax bill, Tax receipt, sales deed etc, for registered mortgage of the property.
Title clearance and valuation report will be done by approved lawyer and valuer of the bank. Applicant has to pay their fees.
Applicant has to take share @1%/ 2%/ 2.5% of the limit.
Processing charges upto Rs 1000 will be levied on sanction.
RBI Licence No: UBD.GJ.724 P
RESERVE BANK OF INDIA
DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION
THE INDIAN BANKS' ASSOCIATION (IBA)
NATIONAL STOCK EXCHANGE OF INDIA LTD.
CTS CLEARING (CHEQUE PASS ON ALL CTS CENTRE)
Address :Hotel Prince Building , Station Road ,Bhuj-Kutch, Gujarat 370001
Phones: 02832 220873
Terms & Conditions
Copyrights © 2019 & All Rights Reserved by Bhuj Commercial Co-Operative Bank Ltd.
Powerd by :
PHOENIX IT PARK